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Best rewards points credit cards

Scotiabank® GM®* VISA* Infinite Card More About Scotiabank® GM®* VISA* Infinite Card $79 fee waived for the first year* Card Details Annual Fee Free Waived for the first year* Interest Rate 19.99% Balance Transfer 22.99% Cash Advance 22.99% Credit Score Good Rewards 5.00% maximum First year annual fee waived* Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of February 1, 2018. Subject to change. Features and Benefits Purchase protection and extended warranty Baggage insurance Flight delay insurance Rental vehicle insurance Travel medical insurance Trip interruption or cancellation insurance Travel accident insurance Avis Rental Car Discount
Scotiabank®* Gold American Express® card More About Scotiabank®* Gold American Express® card Earn travel rewards up to 4x faster! Card Details Annual Fee $99.00 99 after the first year Interest Rate 19.99% Balance Transfer 22.99% Cash Advance 22.99% Credit Score Good Rewards 4.00% maximum Earn 15,000 bonus points with your first $1000 in everyday purchases in the first 3 months* Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment Earn one point on all other eligible everyday purchases Complimentary Concierge Services 24/7 Rates, fees and other information are effective as of March 1, 2018. Subject to change. *To be eligible for the 15,000 bonus points offer (this “Offer”), you must have at least $1000 in net purchases (purchases less returns or similar credits) posted to your Scotiabank credit card account (“Account”) in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. Offer applies to a new Account only opened by June 30,
CIBC Aventura® Visa InfiniteTM More About CIBC Aventura® Visa InfiniteTM Welcome Bonus of 15,000 Aventura Points + Fly Any Airline! Card Details Annual Fee $120.00 120 after the first year Interest Rate 19.99% Balance Transfer 22.99% Cash Advance 22.99% Credit Score Excellent Rewards 3.00% maximum 15,000 Bonus Aventura Points on first use of card. Earn 1 Aventura Point for every $1 spent. Earn 1.5 Aventura Points at gas stations, grocery & drug stores. Access to the exclusive CIBC VISA INFINITE website. Access to the CIBC Aventura VISA INFINITE Travel Service Earn triple Aventura Points at select CIBC Bonus Rewards establishments Complimentary room upgrades at over 100 inns & hotels. Features and Benefits Purchase protection and extended warranty Baggage insurance Flight delay insurance Rental vehicle insurance Travel medical insurance Trip interruption or cancellation insurance Travel accident insurance Avis Rental Car Discount Rate

RBC Royal Bank® Visa Infinite‡ Avion®
Start Avioning Today! Get 25,000 Welcome Points upon approval + 1st year annual fee waived – savings of $120.
More About RBC Royal Bank® Visa Infinite‡ Avion®
Start Avioning Today! Get 25,000 Welcome Points upon approval + 1st year annual fee waived † – savings of $120.
Card Details
Annual Fee Free
120 after 12 months
Interest Rate 19.99%
Balance Transfer 22.99%
Cash Advance 22.99%
Credit Score Good
Rewards 2.88%
maximum
Start Avioning Today! Get 25,000 Welcome Points upon approval† + 1st year annual fee waived† – savings of $120.
Earn 25% more RBC Rewards points on travel related purchases1
Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz‡
Transfer your RBC Rewards points towards other eligible loyalty programs
Premium suite of insurances including trip cancellation3, trip interruption3, travel medical4, car rental insurance5
Redeem your points toward your credit card balance using Payback with Points2
Instantly save 3₵ per litre on fuel▲ & earn 20% more Petro-Points§ and RBC Rewards points** when you link your Petro-Points card to any RBC Card online.
Features and Benefits
Purchase protection and extended warranty
Rental vehicle insurance
Travel medical insurance
Trip interruption or cancellation insurance
Travel accident insurance
American Express CobaltTM Credit Card
More About American Express CobaltTM Credit Card
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.
Card Details
Annual Fee $120.00
$10 per month of Cardmembership
Interest Rate 19.99%
Balance Transfer –
Cash Advance 22.99%
Credit Score Good
Rewards 5.00%
maximum
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.
Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada
Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies. Plus, more great perks.
No annual fee for supplementary card.
Missed payment applicable rates, 23.99% on purchases and 26.99% on funds advances

Scotiabank Passport® VISA Infinite* Card
More About Scotiabank Passport® VISA Infinite* Card
Earn 25,000 bonus points with your first $1,000 in everyday purchases in the first 3 months.
Card Details
Annual Fee $139.00
139 after the first year
Interest Rate 19.99%
Balance Transfer 22.99%
Cash Advance 22.99%
Credit Score Excellent
Rewards 2.00%
maximum
Earn 25,000 bonus points with your first $1,000 in everyday purchases in the first 3 months*
Earn 2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
Enjoy no FX Mark-up
Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
Rates, fees and other information are effective as of April 1, 2018. Subject to change.
Features and Benefits
Baggage insurance
Rental vehicle insurance
Travel accident insurance

Scotiabank®* Platinum American Express® card
More About Scotiabank®* Platinum American Express® card
Earn 30,000 bonus points upon first purchase*
Card Details
Annual Fee $399.00
399 after the first year
Interest Rate 19.99%
Balance Transfer 22.99%
Cash Advance 22.99%
Credit Score Excellent
Rewards 4.00%
maximum
Earn 30,000 bonus points upon first purchase*
Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
Earn one point on all other eligible everyday purchases
Complimentary membership to Priority Pass Airport Lounges Worldwide
Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Features and Benefits
Purchase protection and extended warranty
Baggage insurance
Flight delay insurance
Rental vehicle insurance
Travel medical insurance
Trip interruption or cancellation insurance
Travel accident insurance
ScotiaGold Passport® VISA* card
More About ScotiaGold Passport® VISA* card
Earn 5,000 bonus points upon your first purchase*
Card Details
Annual Fee $110.00
110 after the first year
Interest Rate 19.99%
Balance Transfer 22.99%
Cash Advance 22.99%
Credit Score Good
Rewards 5.00%
maximum
Earn 5,000 bonus points upon your first purchase*
Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
5% cash back on travel purchased through Scotia Rewards
Flexible Point Redemption
Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Features and Benefits
Purchase protection and extended warranty
Baggage insurance
Flight delay insurance
Rental vehicle insurance
Travel medical insurance
Trip interruption or cancellation insurance
Travel accident insurance
SCENE®* VISA* card
More About SCENE®* VISA* card
Earn 2,000 bonus points with your first $500 in everyday purchases in first 3 months*
Card Details
Annual Fee Free
Interest Rate 19.99%
Balance Transfer 22.99%
Cash Advance 22.99%
Credit Score Good
Rewards 5.00%
1.0% on all other purchases
Earn 2,000 bonus points with your first $500 in everyday purchases in first 3 months*
Earn 1 SCENE®* point for every $1 you spend on credit card purchases
Earn 5 SCENE®* points for every $1 you spend on SCENE®* Visa* purchases at participating Cineplex Entertainment theatres or online at cineplex.com

President’s Choice Financial® World Elite Mastercard®
Get a $100 e-gift card when you activate your card!
More About President’s Choice Financial® World Elite Mastercard®
Earn 30 PC Optimum points for every $1 spent at almost 2,500 stores across the country
Card Details
Annual Fee Free
Interest Rate 19.97%
Balance Transfer 0.97%
22.97% after 6 months
Cash Advance 22.97%
Credit Score Good
Rewards 3.00%
Equivalent value in PC Optimum points
Earn 30 PC Optimum points for every $1 spent at almost 2,500 stores across the country
Earn 45 PC Optimum points for every $1 spent at Shoppers Drug Mart® and PharmaprixMD
Bonus of up to 3 cents per litre in PC Optimum points at Esso stations2
Earn 30 PC Optimum points for every $1 spent on travel services at pctravel.ca3 and on your monthly bill at PC® mobile4
Earn 10 PC Optimum points for every $1 spent everywhere else
NO annual fee!
New cardholders enjoy a low balance transfer rate of 0.97% for 6 months5
Please note: a minimum annual personal income of $80,000 or household income of $150,000 is required for this premium card. If you do not meet the minimum income requirements for the President’s Choice Financial® World Elite Mastercard®, your application will be considered for the President’s Choice Financial® World Mastercard® or standard President’s Choice Financial® Mastercard®.
Features and Benefits
Purchase protection and extended warranty
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rewards points credit cards canada
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rewards points credit cards